1 in every 5 Americans hold Crypto: Ripple CLO

A new survey by Ripple-backed National Cryptocurrency Association (NCA) shows that 21% of all U.S. adults have invested in cryptocurrencies; that means one American out of five holds crypto in 2025.

The survey results were declared by Ripple’s Chief Legal Officer, Stuart Alderoty, who now serves as the president of the newly established NCA, a non-profit organization backed by Ripple, dedicated to promoting education about cryptocurrencies.

As per the survey, 21% of American adults, approximately 55 million people, currently own crypto assets. The latest version of the “State of the Crypto Holders Report 2025,” conducted in collaboration with The Harris Poll, reveals that cryptocurrencies have become an integral part of American daily life.

How has crypto helped citizens?

A substantial number of 76% among digital asset users said their lives improved because of digital assets. Financial independence served as a major benefit among nearly 49% of crypto users who participated in the survey.

Construction employment takes up 12% of the cryptocurrency-holding population, although financial services employment amounts to only 7%. According to the survey findings, 15% of cryptocurrency users fall within the age bracket of 55 years old or older, despite the majority group consisting of users under 45 years old.

The study indicates that women now represent 31% of crypto users as more people question the notion that cryptocurrency belongs to the male demographic. The recorded metrics demonstrate that crypto engagement takes different paths among individuals from every social sphere. 

Conclusion

The research findings demonstrate that cryptocurrency serves as more than a financial instrument because it has embedded itself in the daily activities of numerous users. Research findings show that purchasing activities via crypto involve 40% of participants, with daily transaction frequency representing 9% of the surveyed population.